I recently did the numbers for retirement and figured ten years at $20,000 a year. That's $200,000 for ten years of retirement. I'm thinking I can manage off of $10,000 a year since I've managed to live off of it several times in the past.
I am way behind on this at never mind how old I am. It is time I stop letting things interfere and begin figuring out how much money I'll need when I can no longer see my screen to work. What would I need to survive if I lost all of my income tomorrow? Let's go over the numbers.
It's almost Christmas once again, but that's not what I'm attempting to save money for at this time. My savings goals are much bigger. In putting this post together I ran across one from 2011 that seems to fit with I am aiming for so I included it. The different colors are the notes and updates that are current, and today's post.
I am looking through old blogs and finding posts that relate to my current situation. This post from October of 2012 reflects how gas prices were at the time. Currently they are about $2.55 a gallon on average.
I am looking forward to a visit from a friend, and have been for months. It is that or I take a trip to visit. I'm sure about how either of these things will work out but I'm in the process of attempting to find out. There is a lot to do in order to prepare, but I am at a lost when it comes to starting.
My income has become less consistent in the last few months. It is to the point where I am skipping things just to make ends meet. I am actively searching for work, any work to keep my head above water. The results so far are almost non-existent.
Things to Take Care OF:
Increase my income
Stock up on food so that we have enough to cook specific meals while they are here.
Save enough for a couple nights in a hotel room in the event that I go up there.
Make a schedule and get more organized for productivity.
How am I increasing my income?
I have put in a couple of applications at writing sites, and am using sites that I used years ago. The problem when you do not use a skill it is possible to lose it, or lose confidence in your ability. I am working to get my skills back to where they once were so I can once again make a living from home and actually cover expenses. I am currently working every angle possible including this website. Schedule and Organization
My daily schedule looks like hours full of cleaning, working and looking for work. I am slowly but surely meeting my goals. My day is broken down by my goals. This makes it easier for me to focus on what is going on around me.
I was looking through posts from 2012 and came across one talking about the price of gas. During September of 2012 prices were at 3.50 a gallon on average. Right now it's about 2.50 a gallon on the low end of the price range. That's out of my budget range, but we will make it work. Let's figure out how we are going to achieve making it work.
It is time to examine the budget again. It is time to determine what can and cannot be controlled. In recent years it has dawned on me that I there are times when I pay more attention and exercise more control over my budget than others.
I began wondering why this was. I also wanted to know when it was so I began to examine those things which I can and cannot control.
Reading is something that I enjoy a great deal. I also want my child to enjoy reading and that is difficult considering that she is hooked on electronics. She is to the point that she mostly reads signs, rules and instructions which is actually a good trait. Her reading comprehension is fine as long as it is something she can follow, when it comes to tests at school they are read to her and she is given choices for the purpose of getting them completed in a timely manner. I just don't have a fortune to spend on reading materials.
The light bill I paid this month was $118.30, now it's time to lower it. That is out of my budget range at the moment. Let's examine the difference in previous bills and how I can lower it back to those amounts. It's going to take a little bit of work but I can do it.